Track your month.
Face it. Build on it.

See what came in, what went out, and what you kept.

Start free

First week on us · No card, no auto-charge

  • No names, just a callsign
  • No M-Pesa PIN, ever
  • You hold the keys

What is Jijenga?

See where your money actually goes

Jijenga is an app that turns your M-Pesa statement, and the cash you spend, into one clear picture of your month: what came in, where it went, what you kept, and what the fees took. Nothing connects to your M-Pesa.

Use it on the web, on Android, or inside your AI assistant.WebAndroidYour AI assistant

Jijenga
ImportNH

Home · Aug 2026

August

Came in

KES84,120

August

Went out

KES71,335

August

You kept

KES12,785

your best month

Fees

KES1,223

a month, on average

What you kept

Mar – Aug
MarAprMayJunJulAug

Fees

The silent landlord

Every send, withdrawal and till payment carries a small charge. Jijenga adds them all up. From March to August that came to 7,340, about 1,223 a month.

Fees · Mar – Aug

counted from every line

KES7,340

  • Sending3,180
  • Withdrawals2,940
  • Paybill & till1,220

Every month

KES1,223

14,680 a year at this pace

Where it goes

Who and what takes your money

Not categories. People and places. Family, the landlord, the supermarket you visit nine times a month. In August those three took 48,150 between them, most of everything that left.

Aug · the top three

  • FamilyPerson21,400
    14 sends
  • LandlordPerson18,000
    1 send
  • NaivasShop8,750
    9 visits

Between them

KES48,150

67% of everything that left

Just type it

Log it the way you’d say it

Paid cash for lunch? Type “lunch 500”, or “boda boda 250”. Jijenga fills in the amount, what it was for and who got it, then waits for your OK before anything is saved. English or Swahili.

Fuliza

Eleven days on the float

Fuliza is rarely a one-off. In August you were on it for eleven days, paid 438 in access fees, and went 3,150 deep at the lowest point.

Fuliza · August

11days on the float

1 Aug31 Aug

Deepest dip

KES3,150

438 in access fees

Your box

What goes in the box stays in the box.

You’re building a picture of your money. This is exactly what the box does with it.

In your box

What you log
Every entry you make. A minute a day is enough to keep the picture honest.
What you import
Months of history in minutes. M-Pesa statements today, more sources on the way.
The model it builds
One working picture of your money, encrypted and keyed to your account.

What the box can never do

Touch your money
No PIN, no wallet access, nothing that can move a shilling. The box only holds what you put in it.
Know your name
You are a callsign here. NAIVASHA HOOPOE is a member. That is all anyone knows.
Sell what’s inside
You pay for Jijenga. That is the business model, so there is no second customer for your data.
Keep your data if you leave
Delete your account and everything in it goes too. Nothing left to leak.

Pricing

Every plan gets you the whole app.

No feature tiers, nothing held back. The only difference is how long your access lasts.

Launch promotion

A week

KSh 199Free

The full app, on us, while we’re getting started. Set up your box and see your month plainly. It usually takes an evening.

Start free

A month

KSh399/month

The app that pays for itself: the average member found more than this in fees and quiet leaks in their first month. A yearly plan is coming.

Start with the free week

No card to start. Pay with M-Pesa when you choose to stay.

And that’s the whole catch. You pay for Jijenga, so there’s no second customer for your data. That’s the business model.

Every plan includes

  • Your month on one screen
  • Every line, named
  • The people you pay
  • Categories you control
  • Every fee, counted
  • Where it all goes
  • Fuliza, day by day
  • The Android app
  • Jijenga Connect

Questions

The things people actually ask

Can Jijenga move money in my M-Pesa?

No. There is no PIN, no wallet access, nothing that can move a shilling. Jijenga only works with what you put into it: what you log and what you import. There is no connection to your wallet.

Do you store my name or phone number?

No. You are a callsign here. NAIVASHA HOOPOE is a member, and that is everything anyone knows. There is no real name on your account because there is nowhere to put one.

What happens to my data if I stop paying?

It stays in your account, encrypted, for when you come back. If you want it gone, delete the account and everything goes with it. And you pay for Jijenga, so there is no second customer for your figures.

Does it work if I mostly use cash?

Yes. Cash is just another thing you log, two taps on the phone the moment it happens. Jijenga was built for real Kenyan money, which has always been part M-Pesa, part till, part notes in a pocket.

How long does setting up actually take?

An evening. Import a statement and months of history fill in at once. Log as you go, and a minute a day keeps it honest. You can see your first month the same evening you start.

What if it labels something wrong?

Correct it once. Jijenga takes your word over its own from that second on laptop, phone and AI, and it stays corrected. On your own money, your word wins.

See your month. Keep more of it. Build from there.

Start free

Your first week is on us. No card, no auto-charge.